Advisor Actions / Responsibilities

Financial Planning Sequence

Client Actions /
Responsibilities

When you contact us, we’ll provide a brief description of our services, philosophies, and methodology and fee structures.  We’ll direct you to our web site or mail you an introductory packet to help you learn more.

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Step 1:
Initial Inquiry

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You review our introductory materials, or visit our web site to learn more. If our services appear to fit your needs, you contact us to schedule a Step 2 “Get Acquainted Meeting” (The meeting can be done on the phone or in person). 

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The Get Acquainted Meeting or Teleconference is an opportunity for us to exchange information about your needs and objectives, and further discuss which of our services are right for you.  We will also provide an estimated fee quote.

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Step 2:
Get Acquainted
Meeting Or
Teleconference

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When you decide to engage our services, we will give you a list of additional data or information, which we will need to begin formulating your financial plan.  A portion of the total fee is due upon committing to the engagement.

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When we receive your information, we begin to review and develop your financial plan. 

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Step 3:
Data Gathering and
Initial Preparation

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In step 3, you gather the data requested, and complete any requested questionnaires.  Fax or mail this information to us so we can begin your planning engagement.

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Depending on your individual circumstances, this meeting may or may not be necessary. If it is, it can be in person or via teleconference. We will work with you to further discuss and clarify the information you have provided thus far, and to refine your financial goals and objectives.

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Step 4:
Interactive Goal
Setting Meeting
Or Teleconference

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This is another opportunity to clarify your current situation, financial goals and objectives. 

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We refine the information you have provided and study various plan scenarios. We conclude our research and analysis, and produce the final reports that include observations, assumptions, specific recommendations, and an action plan for your unique situation.

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Step 5:
Analysis and Plan
Formulation

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The ball is in our court. All you have to do at this point is await your next meeting with us.

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In Step 6, we present and review your personal financial plan.  We discuss all reports and provide you with a written summary of our observations and specific recommendations.

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Step 6:
Presentation of
Your Financial
Plan

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Congratulations! At this point you will hold a personalized blueprint, custom designed to meet your financial goals.  Full payment of the balance for actual fees incurred is due at the conclusion of the plan presentation meeting.

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Periodic update meetings and reviews are essential to maintain good fiscal health. We can schedule these periodic meetings with you at whatever frequency you think appropriate.

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Step 7:
Financial Check-ups

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Financial planning is an ongoing process, not a one-time event. Proper implementation of a financial plan and periodic professional reviews are crucial to reaching your financial goals. We urge prompt attention. It’s about your financial future.